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Married a geek, then left a job in advertising to be a personal assistant to a toddler. The pay is... well, nonexistent, but the perks are simply priceless.

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quietlyshoutinginside [at] gmail [dot] com


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Wednesday, July 16, 2008

WFMW: It Never Hurt to Ask...

I'm a first time participant in WFMW...

I enjoy reading the entries each week. A few times, I've even wanted to jump in, but then I wondered, "Will they think my idea is dumb? dated? OBVIOUS?"

I would fret and fret and fret...

Next thing I know, it's Thursday and time to work on my haiku for Friday (which I haven't actually done in a while... eek!)

Well, something impressive happened the other day that I just had to share with the world, and it was all my dad's doing.

A few weeks ago, we had to rush my son to the children's hospital emergency room. He's had a history of allergies, skin eczema, and now... asthma.

He was having a bad attack, but thanks to my mom's connections he was treated immediately and recovered quickly. I paid my co-pay and took him home. We haven't had any issues since. (Thank God!)

I had finally put the entire terrifying experience out of mind when I received a bill from the hospital. I was completely clueless as our entire visit was supposed to be covered. There wasn't even a hospital stay and my mom was the referring physician...

Since my dad deals with medical insurance professionally, I turned it over to him and his assistant to contend with. He put in a call to sort out exactly what was (and wasn't) covered and it turns out the bill was, indeed, correct.

Then, he asked if they would offer me DISCOUNT if I paid the bill in full that day...

Wha? Seriously???


Yup. If you actually take the time to call, you too can get a 25% discount with Blue Cross/Blue Shield for services rendered. Bravo, Daddy!!!!

Try it out sometime. It works for me!

3 comments:

Texasholly said...

I have done this and it does work because it takes them so long to re-bill, etc. they would rather just get the money now. Any money.

ShannanB said...

Wow. What an awesome tip. I'll be sharing it with my hubs!

PMKU said...

Yep I believe it! One year my dh and I dealt with the medical system on a self pay basis. You would be shocked at the cash discounts that are available. We paid the hospital less than half of what they normally charge the insurance companies. CRAZY!